How to Check Your Involuntary Loss of Employment (ILOE) Fine

ILOE – Involuntary Loss of Employment: Losing your job unexpectedly can be a stressful experience. In some countries, like the United Arab Emirates (UAE), a system called Involuntary Loss of Employment (ILOE) provides temporary financial support to workers who lose their jobs. However, this system also has potential fines if you don’t follow the rules. This blog post will explain Involuntary Loss of Employment, how it works, and how you can check if you have any ILOE fines.

What is ILOE?

ILOE stands for Involuntary Loss of Employment. It’s an insurance program that helps workers who lose their jobs unexpectedly. The program provides temporary financial support to help people cover their basic needs while they look for a new job.

In the UAE, Involuntary Loss of Employment insurance became mandatory for all employees in the private sector and free zones starting from January 1, 2023. This means that if you work in these areas, you must have ILOE insurance.

About the Scheme

The Involuntary Loss of Employment scheme was established by Federal Decree Law No. 13 of 2022. Here are some key points about the scheme:

• It provides security for employees who lost their jobs for reasons other than disciplinary action or resignation.
• Eligible employees receive a monthly cash benefit of up to 60% of their average basic salaries from the six months before losing their jobs.
• To receive benefits, workers must have paid monthly premiums for at least 12 consecutive months.
• The cash benefit is provided for three consecutive months per claim.

Compensation Benefits

The Involuntary Loss of Employment scheme offers specific compensation benefits:

• The monthly compensation is 60% of your average basic salary over the six months before you lose your job.
• There are two categories of claims:
  1. Category A: Maximum claim benefit of 10,000 AED per month
  2. Category B: Maximum claim amount of 20,000 AED per month
• You can receive compensation for up to 3 consecutive months per claim.
• Over your entire working life in the UAE, you can receive a maximum of 12 monthly benefits, regardless of how many claims you submit.

Understanding Fines

While Involuntary Loss of Employment insurance is meant to help workers, fines are also associated with it. These fines can be issued if:

1. You don’t subscribe to the ILOE insurance scheme.
2. You don’t pay your ILOE insurance premiums on time.
3. You provide false information when applying for ILOE benefits.

Staying on top of your Involuntary Loss of Employment responsibilities is essential to avoid these fines. But how can you check if you have any ILOE fines? Let’s explore the methods.

How to Download Labour Card in the UAE

How to Check Your ILOE Fine Status

• Visit the official MOHRE website e-Services section
• Look for the “ILOE Quick Pay” as shown in below picture

• Under the “Search For” section, Select EIDA
• Enter the Emirates ID number and Click “Search.“

• Once clicked “Search,” and if there are no fines, you will see a message “There is no fine against this person.” as shown in the below picture.

• Unfortunately, if you have a fine, you will see the complete fine information as shown in the picture below.

Conclusion

Understanding how to check your ILOE fine status is crucial for workers in countries with mandatory Involuntary Loss of Employment insurance. You can easily stay informed about any potential fines by using online portals, mobile apps, or customer service hotlines. If you have a fine, pay it promptly and take steps to prevent future issues.

Remember, Involuntary Loss of Employment insurance is designed to protect workers by providing financial support during unexpected job loss. Staying compliant with the system helps you avoid fines and ensures you can benefit from this vital safety net if you ever need it.